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Privacy Policy

Effective Date: January 1, 2026
Last Updated: January 1, 2026

Peerless Enterprise (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, schedule services, enroll in programs, or communicate with us.

Information We Collect

We may collect the following types of information:

Personal Information

  • Name

  • Email address

  • Phone number

  • Mailing address

  • Date of birth

  • Social Security Number (when required for tax, payroll, or financial services)

  • Business information (EIN, business name, revenue, expenses, etc.)

Financial Information

  • Bank statements

  • Tax documents (W-2s, 1099s, prior returns, etc.)

  • Payroll and bookkeeping records

Technical Information

  • IP address

  • Browser type

  • Device information

  • Pages visited and interaction data

How We Use Your Information

We use your information to:

  • Provide tax preparation, bookkeeping, payroll, consulting, and financial services

  • Schedule and manage appointments

  • Process payments and invoices

  • Communicate updates, reminders, and service notices

  • Comply with legal and regulatory requirements

  • Improve our services and website functionality

How We Protect Your Information

We use reasonable administrative, technical, and physical security measures to protect your personal information. While no system is 100% secure, we take confidentiality and data protection seriously.

Information Sharing

We do not sell your personal information.

We may share information only with:

  • Trusted service providers (payment processors, scheduling platforms, secure document portals)

  • Government agencies when legally required

  • Financial institutions with your authorization

Text Messages & Emails

By providing your contact information, you consent to receive calls, texts, and emails related to your services. You may opt out at any time by replying STOP or unsubscribing.

Your Rights

You may:

  • Request access to your personal information

  • Request corrections

  • Request deletion (subject to legal retention requirements)

Changes to This Policy

We may update this Privacy Policy at any time. Updates will be posted on this page with a revised effective date.

 

Contact Us

Peerless Enterprise
Email: peerlessdowntown@gmail.com
 

Terms of Service

Effective Date: January 1, 2026

By accessing or using this website and our services, you agree to these Terms of Service. If you do not agree, please do not use our services.

Services Provided

Peerless Enterprise provides:

  • Tax preparation and tax planning

  • Bookkeeping and payroll services

  • Business consulting and management programs

  • Credit education and financial advisory support

Services are provided based on the information supplied by the client.

Client Responsibilities

You agree to:

  • Provide accurate, complete, and truthful information

  • Upload required documents in a timely manner

  • Review all filings before submission

  • Respond to requests for clarification or missing items

We are not responsible for penalties, delays, or errors resulting from incomplete or inaccurate information provided by you.

Fees & Payments

  • All fees are disclosed prior to service

  • Payments are due as agreed

  • Certain services may be non-refundable, including tax preparation, consulting, and digital products

  • Missed appointments may be subject to rescheduling fees

No Guarantees

We do not guarantee:

  • Refund amounts

  • Loan approvals

  • Funding decisions

  • Specific tax outcomes

Results vary based on individual circumstances and compliance.

Limitation of Liability

To the fullest extent permitted by law, Peerless Enterprise shall not be liable for:

  • Indirect or consequential damages

  • Lost profits

  • Government penalties due to client-provided information

Our liability is limited to the amount paid for services rendered.

Confidentiality

We maintain strict confidentiality of client information, except where disclosure is required by law or authorized by the client.

Termination of Services

We reserve the right to refuse or terminate services for:

  • Non-payment

  • Failure to provide required documentation

  • Abusive or inappropriate conduct

  • Illegal or fraudulent activity

Governing Law

These Terms are governed by the laws of the State of Ohio.

Changes to Terms

We may update these Terms at any time. Continued use of our services constitutes acceptance of any changes.

 

Contact Information

Peerless Enterprise
Email: peerlessdowntown@gmail.com

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